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Find Reverse Mortgage Specialists Near You in Daniel Island, SC
Browse reverse mortgage specialists serving Daniel Island, South Carolina. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Daniel Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 reverse mortgage specialists in Daniel Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Derek Goulette I Fairway Independent Mortgage
115 Fairchild St Suite 310, Daniel Island, SC 29492
9492808044
Fairway Independent Mortgage Corporation
901 Island Park Dr Suite 201, Daniel Island, SC 29492
8432098805
Kelly M. Phillips-Fairway Independent Mortgage Corporation
901 Island Park Dr Suite 201, Daniel Island, SC 29492
8432098805
A reverse mortgage specialist in Daniel Island South Carolina helps older homeowners access home equity without monthly payments. South Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. This service is available for primary residences in Daniel Island and nearby Charleston area communities.
What Does a Reverse Mortgage Specialist in Daniel Island Cost?
Typical costs for a reverse mortgage specialist in South Carolina include an origination fee of up to 2 percent of the home value or a maximum of 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. South Carolina also charges a mortgage recording tax of about 0.15 percent of the loan amount. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Daniel Island do?
A reverse mortgage specialist guides you through the HECM process including eligibility counseling and loan application. They explain how South Carolina homestead exemption rules affect your property taxes. The specialist also coordinates with local lenders and title companies in the Charleston area.
Who qualifies for a reverse mortgage in South Carolina?
You must be at least 62 years old and own your primary residence outright or have a low mortgage balance. South Carolina law requires you to live in the home as your main residence. You must also complete a counseling session with a HUD-approved agency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.