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Find Reverse Mortgage Specialists Near You in Bristol, TN
Directory of reverse mortgage specialists in Bristol, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Bristol, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 7 reverse mortgage specialists in Bristol, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1135 Volunteer Pkwy UNIT 2, Bristol, TN 37620
4239890976
Mariner Finance
1430 Volunteer Pkwy #11, Bristol, TN 37620
4235738800
Advance Financial
2519 W State St, Bristol, TN 37620
4234654495
Superior Financial Services
1300 W State St, Bristol, TN 37620
4232740220
Bobby Reynolds-Cardinal Financial Company, Limited Partnership
911 5th St Ste 510 , 530, Bristol, TN 37620
4234172114
New South Mortgage
356 Sycamore Dr, Bristol, TN 37620
4236772337
Cardinal Financial
100 5th St Ste 530, Bristol, TN 37620
4238292539
A reverse mortgage specialist in Bristol Tennessee helps homeowners aged 62 and older convert home equity into tax-free funds. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process and explain how the loan affects estate planning and property tax deferral options available in Tennessee.
What Does a Reverse Mortgage Specialist in Bristol Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 3,000 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Bristol Tennessee?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for a Home Equity Conversion Mortgage (HECM). They explain Tennessee-specific rules such as the requirement for counseling and the impact on Medicaid eligibility.
What are the age requirements for a reverse mortgage in Tennessee?
All borrowers must be at least 62 years old. In Tennessee, the youngest borrower on the title must meet this age requirement. The home must also be the primary residence.
Are there Tennessee laws that affect reverse mortgage proceeds?
Yes. Tennessee law exempts reverse mortgage proceeds from state income tax. The proceeds do not affect Social Security or Medicare benefits but may impact Medicaid eligibility if the funds are not spent within the same month.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.