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Find Reverse Mortgage Specialists Near You in Cordova, TN
Browse reverse mortgage specialists serving Cordova, Tennessee. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cordova, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 2 reverse mortgage specialists in Cordova, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Mortgage
142 Timber Creek Dr, Cordova, TN 38018
9017594400
Kevin Ruby, Memphis Mortgage Specialist
142 Timber Creek Dr, Cordova, TN 38018
9017594394
Reverse mortgage specialists in Cordova Tennessee help homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process while ensuring compliance with state and federal regulations.
What Does a Reverse Mortgage Specialist in Cordova Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee up to 2% of the first $200,000 of the home value plus 1% of the amount above $200,000. Third-party fees such as appraisal, title insurance, and recording fees range from $500 to $2,500. The upfront mortgage insurance premium is 2% of the appraised value. Annual mortgage insurance premiums are 0.5% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cordova Tennessee?
Borrowers must be at least 62 years old. If there are multiple owners on the title, all must meet this age requirement. Tennessee does not have any additional age exceptions beyond the federal HECM rule.
Do I need to own my home free and clear to qualify for a reverse mortgage in Cordova?
No, you can still qualify if you have an existing mortgage. However, the reverse mortgage must be used to pay off any current liens or debts on the property. Your home must be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.