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Compare reverse mortgage specialists in Memphis. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Memphis, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 reverse mortgage specialists in Memphis, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Local Mortgage Inc.
5350 Poplar Ave Suite 850, Memphis, TN 38119
9015044663
The Wendy Thompson Lending Team
6489 N Quail Hollow Rd Ste. 106, Memphis, TN 38120
9014618858
Jennifer Ballheimer-Mortgage Financial Services
1582 Poplar Ave, Memphis, TN 38104
5014728109
Karlton Govan Lending Team - Southeast Home Loans
1027 S Yates Rd Suite A-A1, Memphis, TN 38119
9017011339
Evolve Bank & Trust Home Loan Center
855 Ridge Lake Blvd Suite 210, Memphis, TN 38119
9012601480
Ryan Knop
1582 Poplar Ave, Memphis, TN 38104
9017485618
Tim Smith at CrossCountry Mortgage
6263 Poplar Ave #430, Memphis, TN 38119
9014439132
Andrew O'Fee - The Yankee Closer
688 W Brookhaven Cir, Memphis, TN 38117
9012373526
Sara Wong at Rate (NMLS #592051)
1355 Lynnfield Rd suite 147, Memphis, TN 38119
6156820394
John Wright Mortgage Evolve Bank & Trust
6070 Poplar Ave Suite 250, Memphis, TN 38119
9018493584
Mortgage Investors Group
1000 Brookfield Rd #225, Memphis, TN 38119
9017616910
Eagle Mortgage & Funding
6260 Poplar Ave, Memphis, TN 38119
9017619700
Todd Brown, NMLS 125455
1000 Brookfield Rd #225, Memphis, TN 38119
9019226435
Benchmark Mortgage
3263 W Sarazens Cir, Memphis, TN 38125
9014901570
Darla Boston, NMLS 185666
1000 Brookfield Rd #225, Memphis, TN 38119
9017616910
Kelvin Martin, Mortgage Loan Officer - First Horizon Bank
4990 Poplar Ave 2nd Floor, Memphis, TN 38117
9014128474
Maggie Rockett, Mortgage Loan Officer - First Horizon Bank
4990 Poplar Ave, Memphis, TN 38117
3183273314
Tamara Saulsberry, Mortgage Loan Officer - First Horizon Bank
4990 Poplar Ave Floor 2, Memphis, TN 38117
9013554080
Lashondra Todd, NMLS 1857997
1000 Brookfield Rd #225, Memphis, TN 38119
9015686591
Mid America Reverse Mortgage of Tennessee
5050 Poplar Ave #2405b, Memphis, TN 38137
9014910349
A reverse mortgage specialist in Memphis helps homeowners aged 62 and older convert home equity into tax-free funds. Tennessee law requires borrowers to complete HUD-approved counseling before applying. Local specialists understand Memphis property values and can guide you through the Federal Housing Administration rules.
What Does a Reverse Mortgage Specialist in Memphis Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of 400 to 600 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Memphis?
You must be at least 62 years old. All borrowers on the title must meet this age requirement. Tennessee law does not have any exceptions to this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in Tennessee?
No. You can have an existing mortgage as long as you have enough equity. The reverse mortgage pays off your current loan first. Tennessee law requires the home to be your primary residence.
What types of homes qualify for a reverse mortgage in Memphis?
Single-family homes, FHA-approved condos, and manufactured homes that meet HUD standards qualify. In Tennessee, the home must be in good condition and pass a FHA appraisal. Mobile homes on leased land do not qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.