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Find Reverse Mortgage Specialists Near You in Ooltewah, TN
Looking for a reverse mortgage specialist in Ooltewah? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Ooltewah, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 reverse mortgage specialists in Ooltewah, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Ooltewah
6085 Arbury Way #201, Ooltewah, TN 37363
4234734459
JoAnna Otero - Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4235038548
FirstBank Mortgage
9217 Lee Hwy, Ooltewah, TN 37363
8002006462
Shelly Winston, Union Home Mortgage
6085 Arbury Way Suite 201, Ooltewah, TN 37363
4239028237
Reverse mortgage specialists in Ooltewah Tennessee help homeowners aged 62 and older access home equity. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process including loan terms and repayment obligations.
What Does a Reverse Mortgage Specialist in Ooltewah Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and closing costs ranging from 2000 to 5000 dollars. Appraisal fees in Ooltewah average 400 to 600 dollars. These costs are often financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ooltewah Tennessee?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Tennessee follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in Tennessee?
Yes Tennessee law requires HUD-approved counseling for all reverse mortgage applicants. The counseling session explains loan costs payment options and alternatives. You must complete this before submitting a loan application.
What happens if I move out of my Ooltewah home after getting a reverse mortgage?
If you move out permanently the loan becomes due. You have 12 months to sell the home or repay the loan. Tennessee law does not extend this federal timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.