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Find Reverse Mortgage Specialists in Thompson's Station, TN

Compare reverse mortgage specialists in Thompson's Station. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Thompson's Station, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 reverse mortgage specialists in Thompson's Station, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Thrive Lending: Mortgage Lenders
2035 Tollgate Blvd, Thompson's Station, TN 37179
6159051848
Andrew Meyers, Mortgage Broker
2035 Tollgate Blvd, Thompson's Station, TN 37179
5416320920
Thrive Lending: Jessi McRoy O'Brien, Loan Officer
2035 Tollgate Blvd, Thompson's Station, TN 37179
6188890165
Danae Phillips, Mortgage Broker NMLS 1677815
2035 Tollgate Blvd, Thompson's Station, TN 37179
7204273772

A reverse mortgage specialist in Thompson's Station Tennessee can help homeowners aged 62 and older convert home equity into tax free funds. Tennessee law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Local specialists guide clients through the Federal Housing Administration Home Equity Conversion Mortgage program tailored to Williamson County property values.

What Does a Reverse Mortgage Specialist in Thompson's Station Cost?

Typical costs for a reverse mortgage in Tennessee include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 5,000 to 12,000 dollars depending on the property value and loan type. Costs are usually financed into the loan rather than paid out of pocket. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Thompson's Station Tennessee?
All borrowers must be at least 62 years old. Tennessee does not have a separate state age requirement, so the federal HUD minimum applies. The youngest borrower on the title must meet this age threshold.
Do I need to own my home free and clear to qualify for a reverse mortgage in Tennessee?
No, you do not need to own the home free and clear. However, you must have significant equity. Any existing mortgage or lien must be paid off with the reverse mortgage proceeds at closing.
Can a reverse mortgage be foreclosed in Tennessee?
Yes. If you fail to pay property taxes, maintain homeowners insurance, or keep the home in good repair, the lender can initiate foreclosure. Tennessee law requires a 30 day notice before acceleration of the loan.