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Looking for a reverse mortgage specialist in White House? Review the directory below to compare your options.
3 agents listed
Updated May 2026
White House, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 reverse mortgage specialists in White House, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry Scheel - Mortgage Loan Officer
127 Raymond Hirsch Pkwy Suite C, White House, TN 37188
Reverse mortgage specialists in White House, Tennessee help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in White House guide clients through this process and explain how the loan affects estate planning and local property tax deferral options.
What Does a Reverse Mortgage Specialist in White House Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 6,000 dollars depending on the home value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in White House Tennessee?
Borrowers must be at least 62 years old. If a married couple applies, the younger spouse must meet this age requirement under federal HECM rules.
Do I need counseling to get a reverse mortgage in Tennessee?
Yes, Tennessee law requires all borrowers to complete a counseling session with a HUD-approved agency before the loan can be approved. This session covers costs, alternatives, and obligations.
Can I lose my home with a reverse mortgage in White House?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Tennessee law does not change these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.