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Find Reverse Mortgage Specialists in Athens, TX

Directory of reverse mortgage specialists in Athens, Texas. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Athens, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 reverse mortgage specialists in Athens, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
607 E Tyler St Suite 110-A, Athens, TX 75751
9036759054
Western Finance
607 E Tyler St STE 110B, Athens, TX 75751
9036755501
Security Finance
607 E Tyler St #114, Athens, TX 75751
9036755661
Texas Trust Credit Union
808 S Palestine St, Athens, TX 75751
9722635171
RE/MAX Benchmark
610 Maryland Dr Suite B, Athens, TX 75751
9036773819

A reverse mortgage specialist in Athens Texas helps homeowners aged 62 and older convert home equity into tax free funds. Texas law requires borrowers to complete HUD approved counseling before applying. Specialists guide clients through the Texas Home Equity Conversion Mortgage process and explain how loan repayment works when the home is sold.

What Does a Reverse Mortgage Specialist in Athens Cost?

Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs like appraisal title and recording fees range from 1500 to 4000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. Costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Athens Texas?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement. Texas law does not allow exceptions to this rule.
Do I need counseling to get a reverse mortgage in Texas?
Yes Texas law requires all borrowers to complete HUD approved counseling. The session covers loan costs payment options and alternatives. You must receive a certificate of completion before the loan can proceed.
Can I lose my home with a reverse mortgage in Athens?
You can lose your home if you fail to pay property taxes or homeowners insurance. You must also keep the home in good repair. Texas law gives you a 60 day cure period to address any missed obligations.