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Find Reverse Mortgage Specialists Near You in Buda, TX
Directory of reverse mortgage specialists in Buda, Texas. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Buda, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Buda, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cascade Financial Services
192 Cimarron Park Loop, Buda, TX 78610
8774400795
Align Home Loans
217 Railroad St, Buda, TX 78610
5128131820
Asset Lending TX
1645 Main St Suit D, Buda, TX 78610
5129942221
David Wilson, Mortgage Broker
566 Summer Pointe, Buda, TX 78610
5122003676
A reverse mortgage specialist in Buda Texas can help homeowners aged 62 and older access their home equity without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists in Buda guide clients through the unique Texas homestead protections and loan limits that apply to reverse mortgages.
What Does a Reverse Mortgage Specialist in Buda Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 12,000 dollars depending on the home value and loan type. Texas law caps certain fees and requires full disclosure of all costs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Buda Texas?
Borrowers must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Texas. All owners listed on the title must meet this age requirement. The specialist will verify age during the initial consultation.
Do I need counseling before getting a reverse mortgage in Texas?
Yes, Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor will explain the costs, benefits, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.