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Find Reverse Mortgage Specialists Near You in Corpus Christi, TX

Directory of reverse mortgage specialists in Corpus Christi, Texas. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Corpus Christi, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 reverse mortgage specialists in Corpus Christi, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smarter Mortgage LLC
6349 S Padre Island Dr, Corpus Christi, TX 78412
7138289560
Homesource Mortgage
2301 Airline Rd Suite 200, Corpus Christi, TX 78414
3617740002
Willow Bend Mortgage - Corpus Christi Branch (#297376)
5026 Holly Rd, Corpus Christi, TX 78411
3618539987
Jason Pitarra at CrossCountry Mortgage
5151 Flynn Pkwy # 500, Corpus Christi, TX 78411
3616515008
Motto Mortgage Plus
917 S Staples St, Corpus Christi, TX 78404
3617775626
John The Mortgage Man
4838 Holly Rd #201, Corpus Christi, TX 78411
3615101420
Aide Saenz - Mortgage Loan Originator (#197646) at Willow Bend Mortgage
5026 Holly Rd, Corpus Christi, TX 78411
3616935604
Primary Residential Mortgage, Inc.
4502 S Staples St, Corpus Christi, TX 78411
3612455103
Laurel West at Rate (NMLS #1704686)
4838 Holly Rd Suite 201, Corpus Christi, TX 78411
3615008986
Davy Tyler - CMG Home Loans Mortgage Loan Officer NMLS# 1065045
800 N Shoreline Blvd Ste. 1010, Corpus Christi, TX 78401
9702700098
Guild Mortgage - Shelly Maldonado
4646 Corona Dr Suite 256, Corpus Christi, TX 78411
3619494600
Home Loans Made Easy, LLC
5262 S Staples St #300, Corpus Christi, TX 78411
3613347903
Nick Estrada at CrossCountry Mortgage
5151 Flynn Pkwy # 500, Corpus Christi, TX 78411
3615023133
Elsa Davila - Gateway Mortgage
5702 S Staples St Ste. E-7, Corpus Christi, TX 78413
3614002372
Islander Mortgage
15637 Cruiser St, Corpus Christi, TX 78418
3613206227
Jimmy Mata - Gateway Mortgage
5702 S Staples St Ste. E-7, Corpus Christi, TX 78413
3615573040
Gulf Coast Capital Lending
2820 S Padre Island Dr #205, Corpus Christi, TX 78415
3612995959
Extraco Banks | Corpus Christi Mortgage Center
5402 Holly Rd Suite 2106, Corpus Christi, TX 78411
3619850020
Rate
4838 Holly Rd Suite 201, Corpus Christi, TX 78411
3615008986
Guild Mortgage Company
4646 Corona Dr Suite 256, Corpus Christi, TX 78411
3619494600

A reverse mortgage specialist in Corpus Christi can help homeowners aged 62 and older access home equity without monthly payments. In Texas, these loans are regulated under state law and require a mandatory counseling session with a HUD-approved counselor. Local specialists understand the unique housing market and property values in the Coastal Bend area.

What Does a Reverse Mortgage Specialist in Corpus Christi Cost?

Typical costs for a reverse mortgage in Texas include an origination fee (up to 2% of the first $200,000 of home value plus 1% of the amount over $200,000, capped at $6,000), an appraisal fee ($400 to $800), and a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually). Closing costs usually range from $2,000 to $5,000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Corpus Christi Texas?
Borrowers must be at least 62 years old. If there are multiple borrowers, the youngest must meet this age requirement. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No, you do not need to own the home free and clear. However, you must have significant equity. Any existing mortgage or liens must be paid off with the reverse mortgage proceeds at closing.
What is the mandatory counseling requirement for Texas reverse mortgages?
Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor explains the loan terms, costs, and alternatives.