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Find Reverse Mortgage Specialists Near You in DeSoto, TX
Compare reverse mortgage specialists in DeSoto. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
DeSoto, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
2149152016
Commercial Lending DeSoto,TX
1001 Robbie Mince Wy, DeSoto, TX 75115
4697078433
A reverse mortgage specialist in DeSoto Texas can help homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete counseling from a HUD-approved agency before applying. These loans are non-recourse, meaning you will never owe more than the home is worth.
What Does a Reverse Mortgage Specialist in DeSoto Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title insurance. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in DeSoto Texas?
You must be at least 62 years old to qualify for a reverse mortgage in Texas. All borrowers listed on the title must meet this age requirement.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No, you do not need to own the home free and clear. You can use the reverse mortgage to pay off an existing mortgage. Texas law requires that the home be your primary residence.
What counseling is required for a reverse mortgage in Texas?
Texas law requires you to complete a counseling session with a HUD-approved counselor before you can apply. This session covers loan terms, costs, and alternatives. The counselor will issue a certificate that is valid for 180 days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.