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Find Reverse Mortgage Specialists Near You in Forney, TX
Browse reverse mortgage specialists serving Forney, Texas. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Forney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Forney, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126
2147258923
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126
2148106746
Chase Home Lending
401 N Farm to Market 548, Forney, TX 75126
2146747782
City Bank Mortgage
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126
9725641200
A reverse mortgage specialist in Forney, Texas helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Texas law requires borrowers to complete a HUD-approved counseling session before obtaining a reverse mortgage. Forney residents benefit from local specialists who understand the Kaufman County property market and Texas homestead protections.
What Does a Reverse Mortgage Specialist in Forney Cost?
Reverse mortgage costs in Texas typically include an origination fee of up to 2% of the first 200,000 dollars of the home value plus 1% of the amount over 200,000 dollars. Other costs include an appraisal fee of 400 to 600 dollars, a HUD counseling fee of 125 to 250 dollars, and mortgage insurance premiums. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Forney Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Texas law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
Do I need to attend counseling to get a reverse mortgage in Texas?
Yes, Texas law and federal regulations require all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor will explain costs, repayment terms, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.