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Looking for a reverse mortgage specialist in Godley? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Godley, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Godley, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Service First Mortgage- Terrie Goodloe
109 N Main St #2, Godley, TX 76044
8174477300
ACS Mortgage Solutions
401 State Hwy 171, Godley, TX 76044
8173892988
A reverse mortgage specialist in Godley, Texas helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Texas law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide residents through the process while ensuring compliance with Texas Property Code Section 50.071.
What Does a Reverse Mortgage Specialist in Godley Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs usually range from 2,000 to 6,000 dollars depending on the property value and loan type. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Godley Texas?
A reverse mortgage specialist is a licensed professional who helps seniors in Godley understand and apply for HECM loans. They coordinate with counselors and lenders to ensure the loan meets Texas legal requirements.
What are the Texas requirements for a reverse mortgage?
Texas law requires borrowers to be at least 62 years old and own their home outright or have a low mortgage balance. Borrowers must also attend a HUD-approved counseling session and sign a disclosure acknowledging the loan terms.
How do I choose a reverse mortgage specialist in Godley?
Look for a specialist with a Texas mortgage license and experience with HECM loans. Verify they are listed with the Nationwide Mortgage Licensing System NMLS and ask about their familiarity with Texas Property Code rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.