Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 17 reverse mortgage specialists in Harlingen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Janie Hernandez - The Unity Group powered by Eustis Mortgage
2009 E Harrison Ave suite a, Harlingen, TX 78550
(956) 778-3087
eustismortgage.com
Minerva Simpson | Fairway Independent Mortgage Corporation Co-Branch Manager
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
minervasimpson.com
Courtney Resendiz, Mortgage Broker NMLS #1417828
1713 E Tyler Ave D, Harlingen, TX 78550
(956) 535-2947
courtneyresendiz.com
Gateway Mortgage, Harlingen, TX 78550
1109 E Tyler Ave, Harlingen, TX 78550
(956) 412-1150
gatewayloan.com
Mortgage Solutions Financial Harlingen
1413 Stuart Place Rd Ste C, Harlingen, TX 78552
(956) 441-2180
mortgagesolutions.net
Willow Bend Mortgage - Johnny Esquivel - Harlingen
1212 Stuart Place Rd Suite B, Harlingen, TX 78552
(956) 534-3044
johnesquivel.com
Veronica Coronado- Mortgage Loan Broker / Friendly Financal Group
1617 E Harrison Ave # G, Harlingen, TX 78550
(956) 357-0425
friendlyfinancialgroup.com
Nations Lending - Harlingen TX Branch - NMLS: 2659234
221 E Van Buren Ave Suite 17, Harlingen, TX 78550
(877) 237-6178
nationslending.com
Loan Originator Services, LLC
121 W Tyler Ave, Harlingen, TX 78550
(956) 230-1604
loanoriginatorservices.com
Cindy Garza | Fairway Independent Mortgage Corporation Co-Branch Manager
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
loansbycindy.com
Fairway Independent Mortgage Corporation
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
fairway.com
What Does a Reverse Mortgage Specialist in Harlingen Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search ranging from 500 to 1500 dollars. Total closing costs often range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Harlingen Texas?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Texas law does not allow exceptions for younger spouses.
Do I need to own my home free and clear to get a reverse mortgage in Harlingen?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current mortgage balance. You must have sufficient equity in the home to qualify.
What types of reverse mortgages are available in Harlingen Texas?
The most common option is the Home Equity Conversion Mortgage or HECM, which is federally insured. Texas also allows proprietary reverse mortgages for higher-value homes. Both require HUD-approved counseling.