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Directory of reverse mortgage specialists in Houston, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Houston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 reverse mortgage specialists in Houston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage
952 Echo Ln Suite 190, Houston, TX 77024
7139778005
Network Funding, LP
10370 Richmond Ave #900, Houston, TX 77042
7133341100
New Era Lending LLC
1500 S Dairy Ashford Rd suite 363, Houston, TX 77077
8887000788
Champions Mortgage
2940 Riverby Rd Suite #205, Houston, TX 77020
2817272500
Lennar Mortgage, LLC Houston
5775 North Sam Houston Pkwy W Suite 820, Houston, TX 77086
2818850940
Cornerstone Home Lending | Corporate
1177 W Loop S #700, Houston, TX 77027
7136214663
Angelo Christian Mortgage
800 Town and Country Blvd Suite 500, Houston, TX 77024
8324316331
Noble Mortgage & Investments
11767 Katy Fwy # 500, Houston, TX 77079
7136808100
Zeus Lending
3104 Edloe St # 210, Houston, TX 77027
8002759387
Loan With Jen - Legacy Mutual Mortgage NMLS #514497
575 N Dairy Ashford Rd Suite 750, Houston, TX 77079
7135793611
InterLinc Mortgage
5875 North Sam Houston Pkwy W Suite 300, Houston, TX 77086
2813679595
The Wood Group of Fairway Independent Mortgage Corp.
10330 Lake Rd Bldg Y, Houston, TX 77070
2818641710
James J Ward | Fairway Home Mortgage Branch Manager
3311 Richmond Ave #329, Houston, TX 77098
7135280333
Matador Lending
5718 Westheimer Rd Suite 1000, Houston, TX 77057
7133664668
Rock Mortgage Houston | Rock Mortgage Services LP
14340 Memorial Dr #400, Houston, TX 77079
8322303067
Sente Mortgage
3730 Kirby Dr #1010, Houston, TX 77098
7138933660
Hometrust Mortgage Company
1150 Clear Lake City Blvd Suite 204, Houston, TX 77062
2813382200
Texas Loan Star Inc
2233 Yale St, Houston, TX 77008
7138020606
Dave Your Mortgage Guy
17047 El Camino Real, Houston, TX 77058
8326896012
Adam Buttermore - Fairway Home Mortgage
13201 Northwest Fwy #800, Houston, TX 77040
7138054712
A reverse mortgage specialist in Houston Texas helps homeowners aged 62 and older convert home equity into tax free funds. Texas law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the process including property tax and insurance obligations.
What Does a Reverse Mortgage Specialist in Houston Cost?
Typical costs for a reverse mortgage specialist in Houston include an origination fee of up to 2% of the home value and a mortgage insurance premium of 2% of the appraised value. Closing costs usually range from 2,000 to 5,000 and may include appraisal title and recording fees. Costs vary by situation and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Houston Texas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and you must complete a counseling session with a HUD approved counselor. Texas law also requires that the home is a single family unit or a qualifying condominium.
How does Texas law affect reverse mortgage proceeds?
Texas law follows federal HECM guidelines but has specific rules about loan limits and borrower protections. Proceeds can be taken as a lump sum monthly payments or a line of credit. You must continue to pay property taxes and homeowners insurance to keep the loan in good standing.
What happens to the reverse mortgage when the borrower dies or moves out in Texas?
The loan becomes due when the last borrower dies sells the home or moves out permanently. Heirs have 30 days to decide to pay off the loan or sell the property. Texas law gives heirs additional time to arrange financing if needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.