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Compare Reverse Mortgage Specialists in Kaufman, TX

Browse reverse mortgage specialists serving Kaufman, Texas. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Kaufman, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 reverse mortgage specialists in Kaufman, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Achieva Mortgage Funding LLC
11 Oak Creek Dr suite e, Kaufman, TX 75142
2149960860
Bee Franklin
2670 Ridgeview Cir, Kaufman, TX 75142
4693213865
Efinity Mortgage
402 S Washington St, Kaufman, TX 75142
2146620031
PNC Mortgage
2219 S Washington St, Kaufman, TX 75142
9729322109
Chris Gandy - Success Mortgage Partners
402 S Washington St B, Kaufman, TX 75142
2147185413

Reverse mortgage specialists in Kaufman Texas help homeowners aged 62 and older convert home equity into loan proceeds. Under Texas law, reverse mortgages are regulated by the Texas Constitution and require mandatory counseling from a HUD-approved counselor. Specialists guide clients through the process, including property eligibility and repayment rules.

What Does a Reverse Mortgage Specialist in Kaufman Cost?

Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value, a mortgage insurance premium equal to 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs can range from 2,000 to 6,000 dollars or more depending on home value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Kaufman Texas?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have protections under federal rules, but Texas law requires all borrowers to meet the age requirement.
Do I need counseling before getting a reverse mortgage in Texas?
Yes, Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
Can I lose my home with a reverse mortgage in Kaufman?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law also requires the loan to be repaid if you move out of the home for more than 12 consecutive months.