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Find Reverse Mortgage Specialists in Kingwood, TX

Looking for a reverse mortgage specialist in Kingwood? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Kingwood, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Kingwood, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kingwood Mortgage Guys: Mike Durr NMLS #318989
1521 Green Oak Pl Unit 197, Kingwood, TX 77339
2813489899
Guild Mortgage - Ashley Van Meter
900 Rockmead Dr Suite 101, Kingwood, TX 77339
8326614538
Nick Hebert - Mortgage Broker NMLS# 2144852 - Edge Home Finance
2300 Green Oak Dr Ste 900-5, Kingwood, TX 77339
2815777709
Liberty Reverse Mortgage
1212 Stonehollow Dr, Kingwood, TX 77339
2813775873

A reverse mortgage specialist in Kingwood Texas helps homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete counseling from a HUD-approved agency before closing. Kingwood residents benefit from local specialists who understand the unique property values and regulations in Harris County.

What Does a Reverse Mortgage Specialist in Kingwood Cost?

Typical costs for a reverse mortgage in Texas include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees for appraisal title and recording. Closing costs in Kingwood generally range from 8000 to 15000 dollars depending on the loan amount and property value. These costs are often financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Kingwood Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Texas law also mandates a mandatory counseling session before loan approval.
How does Texas law affect reverse mortgage terms?
Texas follows federal HECM rules but adds state-specific protections. For example, Texas prohibits using reverse mortgage funds to purchase an annuity. The loan must be non-recourse meaning you or your heirs will never owe more than the home is worth.