ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a reverse mortgage specialist in La Feria? Review the directory below to compare your options.
2 agents listed
Updated May 2026
La Feria, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in La Feria, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
101 W Expy 83, La Feria, TX 78559
9562770424
PNC Mortgage
100 N Main St, La Feria, TX 78559
9563656448
A reverse mortgage specialist in La Feria, Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires that reverse mortgage borrowers receive counseling from a HUD-approved agency before closing. La Feria residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in La Feria Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees for appraisal, title search, and recording. These total between $8,000 and $15,000 on average. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in La Feria Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be your primary residence and be a single-family home, HUD-approved condo, or manufactured home. You must also attend a counseling session with a HUD-approved counselor.
How does Texas law affect reverse mortgage terms?
Texas law requires that reverse mortgage proceeds be disbursed as a lump sum, line of credit, or monthly payments. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the home. Texas also has a three-day right of rescission after closing.
What happens to the reverse mortgage when the borrower passes away?
When the last borrower dies, the loan becomes due. Heirs can repay the loan balance or 95% of the home's appraised value, whichever is less. If they do not want the home, they can sell it and keep any remaining equity after the loan is paid.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in La Feria who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.