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Find Reverse Mortgage Specialists in Lindale, TX

Directory of reverse mortgage specialists in Lindale, Texas. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Lindale, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Lindale, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Jacques Delivaudais-Mortgage Loan Officer
Bank Area Served, Lindale, TX 75771
2145618231
Magnolia Street Mortgage LLC
1513 Sugar Hill, Lindale, TX 75771
9032164090
Leon Kramer Mortgage Broker
19189 County Rd 437, Lindale, TX 75771
2149081664

A reverse mortgage specialist in Lindale Texas can help homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Local specialists guide clients through the unique Texas homestead protections and property tax deferral options.

What Does a Reverse Mortgage Specialist in Lindale Cost?

Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs often total between 3000 and 8000 dollars. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lindale Texas?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No, you can have an existing mortgage. The reverse mortgage must pay off any current liens first. Texas law limits the amount you can borrow based on your age, home value, and current interest rates.