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Find Reverse Mortgage Specialists Near You in Montgomery, TX

Directory of reverse mortgage specialists in Montgomery, Texas. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Montgomery, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 reverse mortgage specialists in Montgomery, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mitchell Mortgage Team
15260 TX-105 Suite 230-1, Montgomery, TX 77356
7135452004
Crystal Clear Mortgage
18001 Hwy 105 W Suite 205, Montgomery, TX 77356
9364475626
A Mortgage with Karen Bratton
900 New Day Ave, Montgomery, TX 77316
9362032584
Goodfellas Lending
21451 Eva St, Montgomery, TX 77356
8324813430
Mortgages by Dawn
18001 Hwy 105 W suite 109, Montgomery, TX 77356
7133978198
Jaime Tate Mortgage Team- Powered by My Community Mortgage
16915 Walden Rd Suite 315, Montgomery, TX 77356
7133031455
Renee' Glover
900 New Day Ave, Montgomery, TX 77316
8323533956
Cathy Gibb - CAM Mortgage Partners LLC
11750 N Peppertree Lp, Montgomery, TX 77356
7139075834
LoanStarr Mortgage
16955 Walden Rd #108, Montgomery, TX 77356
9364484950
Debbie Thompson
900 New Day Ave, Montgomery, TX 77316
8324445103
Angie Bacon
15264 Hwy 105 W #100, Montgomery, TX 77356
8324471128

A reverse mortgage specialist in Montgomery Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Under Texas law borrowers must complete a HUD-approved counseling session before obtaining a reverse mortgage. Local specialists guide clients through the Texas-specific rules including the homestead exemption and the 12-month occupancy requirement.

What Does a Reverse Mortgage Specialist in Montgomery Cost?

Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Closing costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The mandatory HUD counseling session costs about 125 dollars. All costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Montgomery Texas?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Texas law also requires the home to be the borrower's primary residence.
Do I need counseling before getting a reverse mortgage in Texas?
Yes Texas law requires a HUD-approved counseling session before you can apply. The counselor explains the loan terms costs and alternatives. You must complete this session within 180 days before closing.