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Compare Reverse Mortgage Specialists in Pasadena, TX
Browse reverse mortgage specialists serving Pasadena, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Pasadena, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 reverse mortgage specialists in Pasadena, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital Home Lending
4532 Pasadena Blvd ste c, Pasadena, TX 77503
2818178037
Southwest Funding
4314 Green Tree Ct, Pasadena, TX 77505
8325809522
Michael Velez - Mortgage Expert
3515 Preston Ave Suite 202, Pasadena, TX 77505
2818762369
Alliance Mortgage Group LLC | Mortgages | Refinance
3515 Preston Ave, Pasadena, TX 77505
8325919423
Space City Mortgage Services
3515 Preston Ave, Pasadena, TX 77505
2814879700
A reverse mortgage specialist in Pasadena Texas helps homeowners aged 62 and older convert home equity into tax-free funds. In Texas reverse mortgages must comply with state homestead laws and require mandatory counseling. Specialists guide clients through the process including loan terms repayment rules and property tax deferral options available to Texas seniors.
What Does a Reverse Mortgage Specialist in Pasadena Cost?
In Texas reverse mortgage costs include an origination fee capped at 6000 or 2 percent of the home value whichever is less. The upfront mortgage insurance premium is 2 percent of the appraised value. Third-party fees for appraisal title search and recording typically add 1500 to 4000. Annual costs include a 0.5 percent mortgage insurance premium and servicing fees. These costs are usually rolled into the loan balance. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Pasadena Texas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and you must attend a HUD-approved counseling session. Texas law also requires that the property is a single-family home or a HUD-approved condominium.
How does Texas homestead law affect reverse mortgages?
Texas has strong homestead protections that limit how much equity you can borrow. The loan amount is based on the appraised value minus any existing liens and must not exceed the FHA lending limit for your county. You cannot use a reverse mortgage to purchase a second home or investment property.
What costs are involved with a reverse mortgage in Texas?
Typical costs include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. In Texas total closing costs often range from 3000 to 8000 but vary by loan size and lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.