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Find Reverse Mortgage Specialists Near You in Richmond, TX
Directory of reverse mortgage specialists in Richmond, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Element Home Loans w/ Rick Carrier
24200 Via Mazzini Way Suite 301, Richmond, TX 77406
2817676700
Primary Residential Mortgage, Inc.
800 Main St, Richmond, TX 77469
2147369466
A reverse mortgage specialist in Richmond Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires mandatory counseling and a three-day rescission period after closing. Specialists guide clients through the Texas Home Equity Conversion Mortgage process.
What Does a Reverse Mortgage Specialist in Richmond Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal title and recording fees range from 2000 to 5000 dollars. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Richmond Texas?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under Texas law.
Do I need counseling before getting a reverse mortgage in Texas?
Yes Texas law requires HUD-approved counseling before you can apply. The counselor explains loan terms costs and alternatives. You receive a certificate after completing the session.
Can I lose my home with a reverse mortgage in Richmond?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Texas law requires lenders to verify your ability to meet these obligations before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.