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Looking for a reverse mortgage specialist in Temple? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Temple, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 reverse mortgage specialists in Temple, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jamie Cooley - Fairway Home Mortgage
3923 S General Bruce Dr, Temple, TX 76502
2545229363
Fairway Independent Mortgage Temple
3923 S General Bruce Dr, Temple, TX 76502
2542310597
Regional Finance
4311 W Adams Ave Suite 208, Temple, TX 76504
2547714145
Security Finance
1408 S 31st St Ste C, Temple, TX 76504
2547783678
Texell Home Loans
7083 Members Pkwy #317, Temple, TX 76502
2547745104
Danielle M Garcia | Fairway Independent Mortgage Corporation Loan Officer
3923 S General Bruce Dr, Temple, TX 76502
2546816000
Paul McCray | Fairway Independent Mortgage Corporation Loan Officer
3923 S General Bruce Dr, Temple, TX 76502
2547187970
Cherie Walters
354 Green Hollow Dr, Temple, TX 76502
2547776244
Extraco Mortgage | Temple: Canyon Creek
903 Canyon Creek Dr, Temple, TX 76502
2547745500
Brad S Dragoo | Fairway Independent Mortgage Corporation SVP Area Manager
3923 S General Bruce Dr, Temple, TX 76502
2549330036
Donna Sue Lawless | Fairway Independent Mortgage Corporation Loan Officer
A reverse mortgage specialist in Temple Texas helps homeowners aged 62 and older convert part of their home equity into cash. Texas law requires mandatory counseling and a three-day rescission period after closing. Specialists guide clients through the Texas Home Equity Conversion Mortgage process which is regulated by the Texas Constitution.
What Does a Reverse Mortgage Specialist in Temple Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and loan type. Some costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Temple Texas?
You must be at least 62 years old to qualify for a reverse mortgage in Texas. All borrowers listed on the title must meet this age requirement. Texas law also requires that the home be your primary residence.
Is counseling required before getting a reverse mortgage in Texas?
Yes Texas law mandates that all borrowers complete a counseling session with a HUD-approved counselor before applying. This session must occur at least 30 days before closing. The counselor explains loan terms costs and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.