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Find Reverse Mortgage Specialists Near You in Tomball, TX

Directory of reverse mortgage specialists in Tomball, Texas. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Tomball, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 reverse mortgage specialists in Tomball, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jeff Anderson
103 Baker Dr, Tomball, TX 77375
8326639100
Triumph Lending
12075 Spring Cypress Rd, Tomball, TX 77377
7135685043
Guild Mortgage - Austin Jackson
103 Baker Dr, Tomball, TX 77375
8326639100
New City Mortgage
415 W Main St, Tomball, TX 77375
2813511117
The Mason Davidson Team Revolution Mortgage
23309 Kuykendahl Rd Suite A, Tomball, TX 77375
2147846132
Aequitas Mortgage
12414 Spring Cypress Rd G, Tomball, TX 77377
8476361255
Guild Mortgage Company
103 Baker Dr, Tomball, TX 77375
8326639100
Encompass Lending Group - Matt Brown
17150 N Eldridge Pkwy d, Tomball, TX 77377
2816303777
NRL Mortgage The Winn Team
715 E Main St Suite 500, Tomball, TX 77375
8326398771
Revolution Mortgage
23309 Kuykendahl Rd Suite A, Tomball, TX 77375
2817207111

A reverse mortgage specialist in Tomball Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires borrowers to complete a HUD-approved counseling session before applying. Specialists guide clients through the unique Texas homestead protections that limit loan amounts to 80 percent of the home appraised value.

What Does a Reverse Mortgage Specialist in Tomball Cost?

Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, an appraisal fee of 450 to 650 dollars, and a mortgage insurance premium of 2 percent of the appraised value. Closing costs range from 2,000 to 5,000 dollars depending on the lender and loan type. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Who qualifies for a reverse mortgage in Tomball Texas?
You must be at least 62 years old and own your home outright or have a small mortgage balance. The home must be your primary residence in Tomball Texas. Texas law also requires a financial assessment to ensure you can pay property taxes and insurance.
What are the Texas-specific rules for reverse mortgages?
Texas has a three-day right of rescission after closing. The loan amount cannot exceed 80 percent of the appraised value under Texas homestead law. Borrowers must also complete a HUD-approved counseling session before the application.
How long does the reverse mortgage process take in Texas?
The process typically takes 30 to 45 days from application to closing in Texas. This includes the mandatory counseling session, appraisal, and underwriting. Delays can occur if property tax or insurance issues need resolution.