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Reverse Mortgage Specialists in Herriman, UT

Directory of reverse mortgage specialists in Herriman, Utah. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Herriman, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 reverse mortgage specialists in Herriman, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satori Lending Co - Brittany Black Mortgage Loan Officer
7348 Summit Crest Cir, Herriman, UT 84096
8019213174
Restore Home Loans, LLC
6534 Peacemaker Way, Herriman, UT 84096
8015977372

A reverse mortgage specialist in Herriman Utah helps homeowners aged 62 and older convert part of their home equity into tax free funds. Utah law requires that borrowers receive counseling from a HUD approved agency before obtaining a reverse mortgage. Herriman residents often use these funds to supplement retirement income or cover healthcare costs.

What Does a Reverse Mortgage Specialist in Herriman Cost?

Typical costs for a reverse mortgage in Utah include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a 400000 dollar home total closing costs often range from 8000 to 15000 dollars. Ongoing costs include interest and annual mortgage insurance premiums of 0.5 percent of the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Herriman Utah?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Utah does not have additional state specific eligibility rules beyond federal requirements.
How much can I borrow with a reverse mortgage in Herriman?
The amount depends on your age the appraised value of your home and current interest rates. For a Herriman home valued at 500000 dollars a 65 year old borrower might access roughly 50 to 60 percent of the home value. Exact figures require a specialist to calculate.
Are reverse mortgage proceeds taxable in Utah?
Reverse mortgage proceeds are not considered income by the IRS or Utah state tax authorities. They are loan advances and therefore tax free. However interest on the loan is not deductible until the loan is paid off.