ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in North Ogden, UT
Directory of reverse mortgage specialists in North Ogden, Utah. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
North Ogden, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 reverse mortgage specialists in North Ogden, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advantage Lending Services, Inc
2256 Fruitland Dr, North Ogden, UT 84414
8013888184
US Bank Mortgage
2434 N Washington Rd Blvd, North Ogden, UT 84414
8008722657
A reverse mortgage specialist in North Ogden Utah helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Utah law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. This service is especially useful for North Ogden residents looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in North Ogden Cost?
Typical costs for a reverse mortgage specialist in Utah include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised home value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in North Ogden?
A reverse mortgage specialist is a licensed professional who guides homeowners through the process of obtaining a reverse mortgage. In Utah they must adhere to state lending regulations and ensure borrowers meet eligibility requirements including age and home equity thresholds.
What are the eligibility requirements for a reverse mortgage in Utah?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and the borrower must complete a HUD-approved counseling session. Utah law does not impose additional state-specific age limits beyond federal rules.
How does a reverse mortgage work in North Ogden Utah?
The lender makes payments to the homeowner based on the home equity value. The loan is repaid when the homeowner sells the home moves out permanently or passes away. Utah requires that all reverse mortgage terms be clearly disclosed and that borrowers receive a detailed cost estimate before closing.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in North Ogden who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.