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Compare Reverse Mortgage Specialists in Ogden, UT

Browse reverse mortgage specialists serving Ogden, Utah. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Ogden, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 11 reverse mortgage specialists in Ogden, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenny Dee - Bank of Utah VP, Mortgage Branch Manager
2605 Washington Blvd, Ogden, UT 84401
8014095071
Mortgage Miracles Happen, LLC
298 24th St #435a, Ogden, UT 84401
3856266660
SWBC Mortgage South Ogden
5929 S Fashion Pointe Dr Ste 402, Ogden, UT 84403
8014751758
The Pippin Team at Strategic Mortgage
2564 Washington Blvd, Ogden, UT 84401
8016287667
Grant Holmes
3293 Harrison Blvd, Ogden, UT 84403
8013893991
Ogden Mortgage Loans
298 24th St #435a, Ogden, UT 84401
8017374447
Kyle Stringham - Next Chapter Mortgage
6112 2625 E St, Ogden, UT 84403
8019910100
Misty Sessions at The Next Chapter Mortgage, LLC
3721 S 250 W, Ogden, UT 84405
8015100707
Lori Johns
1150 Depot Dr #275, Ogden, UT 84404
8018663812
Simple Mortgage Broker LLC
2537 Taylor Ave, Ogden, UT 84401
8015294252
Quick VA Loans
298 24th St #435a, Ogden, UT 84401
8014163565

A reverse mortgage specialist in Ogden Utah helps homeowners aged 62 and older access home equity without monthly payments. Utah law requires that borrowers complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including property eligibility and loan repayment terms specific to Utah real estate.

What Does a Reverse Mortgage Specialist in Ogden Cost?

Typical costs for a reverse mortgage in Utah include an origination fee up to $6,000 a mortgage insurance premium equal to 2% of the home value and third party fees like appraisal and title search. Total closing costs often range from $5,000 to $15,000 depending on the loan amount and property. These costs are usually financed into the loan so you pay no upfront cash. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Ogden do?
A reverse mortgage specialist helps Utah seniors understand HECM loans. They explain loan terms costs and eligibility requirements. They also coordinate with HUD approved counselors as required by federal and Utah law.
Are there Utah specific rules for reverse mortgages?
Yes Utah requires all borrowers to complete a HUD approved counseling session before a reverse mortgage can be finalized. Utah also has specific homestead exemption laws that may affect how much equity is protected. Specialists in Ogden are familiar with these local rules.
How much can I borrow with a reverse mortgage in Ogden Utah?
The amount depends on the youngest borrowers age current interest rates and the homes appraised value up to the FHA lending limit. For 2024 the FHA limit is $1,089,300. A specialist can provide a personalized estimate based on your Ogden property.