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Compare reverse mortgage specialists in Roy. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Roy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 5 reverse mortgage specialists in Roy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Savvy Loan Lingo
4655 S 1900 W #11, Roy, UT 84067
8016863200
Bank of Utah - Roy
5729 S 1900 W, Roy, UT 84067
8018251647
Augusta Mortgage
4655 S 1900 W #4, Roy, UT 84067
8013903316
Day Financial Services, Inc.
3568 W 4800 S, Roy, UT 84067
8017734468
Jennifer Nielsen - Bank of Utah Mortgage Loan Officer
5729 S 1900 W, Roy, UT 84067
8016890908
A reverse mortgage specialist in Roy Utah can help homeowners aged 62 and older convert part of their home equity into cash. Utah law requires borrowers to complete a counseling session with a HUD approved counselor before obtaining a reverse mortgage. This process allows Roy residents to stay in their homes while receiving funds for retirement or other needs.
What Does a Reverse Mortgage Specialist in Roy Cost?
Typical costs for a reverse mortgage specialist in Utah include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal and title fees range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Roy Utah?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Utah law follows federal HUD guidelines for this rule.
Do I need to own my home free and clear to get a reverse mortgage in Utah?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan must be the primary lien on the property.
What types of homes qualify for a reverse mortgage in Roy Utah?
Single family homes and FHA approved condominiums qualify. Manufactured homes built after 1976 may also qualify. The home must be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.