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Find Reverse Mortgage Specialists in Saratoga Springs, UT
Compare reverse mortgage specialists in Saratoga Springs. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Saratoga Springs, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 reverse mortgage specialists in Saratoga Springs, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kevin Flint Mortgage Team - Loan Officer Powered by UMortgage
66 E Garibaldi Wy, Saratoga Springs, UT 84045
3852148139
Mountain Point Mortgage
87 N Desert Sage Cir, Saratoga Springs, UT 84045
4357033800
Reverse mortgage specialists in Saratoga Springs help homeowners aged 62 and older convert part of their home equity into tax-free funds. In Utah, borrowers must complete a HUD-approved counseling session before applying. Saratoga Springs residents often use these loans to supplement retirement income or cover medical expenses.
What Does a Reverse Mortgage Specialist in Saratoga Springs Cost?
Typical costs for a reverse mortgage in Utah include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees like appraisal and title search ranging from 500 to 1500 dollars. Closing costs generally total between 3000 and 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Saratoga Springs?
Borrowers must be at least 62 years old. All co-borrowers listed on the title must also meet this age requirement. This follows federal HUD rules that apply in Utah.
Do I need to own my home free and clear to qualify?
No. You can still qualify if you have an existing mortgage, but the reverse mortgage proceeds must first pay off that loan. The remaining equity is then available to you.
What types of reverse mortgages are available in Utah?
The most common is the Home Equity Conversion Mortgage HECM which is insured by the FHA. In Utah, proprietary reverse mortgages are also available for higher-value homes. A specialist can explain the differences.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.