Skip to main content

Find Reverse Mortgage Specialists in Tooele, UT

Looking for a reverse mortgage specialist in Tooele? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Tooele, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 9 reverse mortgage specialists in Tooele, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Debbie Castagno | Intercap Lending, Inc.
152 W 1280 N f5, Tooele, UT 84074
4358303727
Jeff England
514 N Main St, Tooele, UT 84074
8666673279
Tooele Mortgage Co. Nicole Walters NMLS 88961
707 Vista Cir, Tooele, UT 84074
4358301794
Braidi Stookey - SureFire Home Loans
534 Lacey Ct, Tooele, UT 84074
4358502134
Intercap Lending | Tooele Branch
152 W 1280 N f5, Tooele, UT 84074
3858008510
On Q Home Loans | Tooele
514 N Main St, Tooele, UT 84074
4353521803
Keith Morgan at Mutual of Omaha Reverse Mortgage
54 S Main St Unit 46, Tooele, UT 84074
8013192905
Bob Cheney of Mutual of Omaha Reverse Mortgage
54 S Main St Unit 46, Tooele, UT 84074
8013902656
Security Home Mortgage
102 W 1180 N St, Tooele, UT 84074
8014366882

A reverse mortgage specialist in Tooele Utah helps homeowners aged 62 and older convert part of their home equity into tax-free funds. Utah law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Tooele residents often use these funds to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Tooele Cost?

Typical costs for a reverse mortgage in Utah include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees often total between 3000 and 8000 dollars. Costs vary based on loan amount and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Tooele Utah?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Spouses under 62 may have limited protections under current rules.
Do I need to own my home free and clear to get a reverse mortgage in Tooele?
No. You can still qualify if you have an existing mortgage. The reverse mortgage proceeds must first pay off that existing loan. Any remaining funds are yours to use.
How does Utah law affect reverse mortgage counseling requirements?
Utah follows federal HUD rules requiring a counseling session with a HUD-approved counselor. This session must occur before you can apply for the loan. The counselor explains costs, obligations, and alternatives.