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Find Reverse Mortgage Specialists Near You in Essex Junction, VT

Browse reverse mortgage specialists serving Essex Junction, Vermont. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Essex Junction, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 4 reverse mortgage specialists in Essex Junction, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EastRise Credit Union
74 Pearl St, Essex Junction, VT 05452
8028798790
Mansfield Mortgage Professionals
57 River Rd #1009, Essex Junction, VT 05452
8028794200
Edward Jones - Financial Advisor: Graham Fisk, CFP®
20 Susie Wilson Rd Unit C, Essex Junction, VT 05452
8028788002
Edward Jones - Financial Advisor: Heidi L Brosseau
8 Essex Way Suite 103 C, Essex Junction, VT 05452
8028788805

Reverse mortgage specialists in Essex Junction, Vermont help homeowners aged 62 and older access home equity through FHA-insured Home Equity Conversion Mortgages (HECMs). Vermont state law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Essex Junction residents benefit from local specialists who understand Champlain Valley property values and Vermonts homestead exemption rules.

What Does a Reverse Mortgage Specialist in Essex Junction Cost?

Typical costs for a reverse mortgage in Vermont include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal ($400 to $800) and title search ($300 to $600). Annual servicing fees may be $30 to $50 per month. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Essex Junction Vermont?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Vermont law does not change this federal requirement.
Do I need to attend counseling for a reverse mortgage in Vermont?
Yes. Vermont requires all reverse mortgage applicants to complete a counseling session with a HUD-approved agency. This session must occur before you can submit a loan application.