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Find Reverse Mortgage Specialists Near You in Montpelier, VT
Compare reverse mortgage specialists in Montpelier. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Montpelier, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 3 reverse mortgage specialists in Montpelier, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northfield Savings Bank
100 State St Suite 1, Montpelier, VT 05602
8022233488
Vermont Community Loan Fund
7 School St, Montpelier, VT 05602
8022231448
Ava Whitcomb - M&T Bank
112 State St, Montpelier, VT 05601
8027775710
A reverse mortgage specialist in Montpelier Vermont helps homeowners aged 62 and older convert home equity into loan proceeds. Vermont law requires borrowers to receive counseling from a HUD-approved agency before applying. Specialists in the Montpelier area can explain how Vermont property tax deferral programs may interact with reverse mortgage terms.
What Does a Reverse Mortgage Specialist in Montpelier Cost?
Typical costs for a reverse mortgage specialist in Vermont include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs like appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. Vermont also charges a mortgage recording tax of 0.55 percent of the loan amount. These costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Montpelier do?
A specialist guides homeowners through the reverse mortgage process including eligibility assessment and loan options. They explain Vermont-specific rules such as the mandatory counseling requirement and how the loan affects state homestead exemptions.
Are there Vermont specific rules for reverse mortgages?
Yes Vermont requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. The state also has a property tax deferral program that may be used alongside a reverse mortgage but specialists can clarify how each affects the other.
How long does the reverse mortgage process take in Vermont?
The process typically takes 30 to 60 days from application to closing. This includes the mandatory counseling session and a property appraisal. Delays can occur if the home needs repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.