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Find Reverse Mortgage Specialists in Annandale, VA
Compare reverse mortgage specialists in Annandale. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Annandale, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 reverse mortgage specialists in Annandale, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Finance USA Corporation
6924 Little River Turnpike STE A, Annandale, VA 22003
7039414022
Washington Mortgage Group Inc
7619 Little River Turnpike #350, Annandale, VA 22003
7039928750
Fidelity Lending Group Inc
5049 Backlick Rd, Annandale, VA 22003
7033548898
A reverse mortgage specialist in Annandale Virginia helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Virginia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Annandale residents can use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Annandale Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 6,000 dollars a mortgage insurance premium of 2 percent of the home value and third-party fees like appraisal title and recording costs ranging from 1,500 to 4,000 dollars. Virginia also charges a state recordation tax of 1 dollar per 100 dollars of the loan amount. Costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Annandale Virginia?
Borrowers must be at least 62 years old. If married a non-borrowing spouse under 62 may have protections under Virginia law but should verify eligibility with a specialist.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes Virginia law requires all borrowers to complete a HUD-approved counseling session before applying. The session covers loan terms costs and alternatives and typically costs around 125 dollars.
Are reverse mortgage proceeds taxable in Virginia?
No reverse mortgage proceeds are not considered income for federal or Virginia state tax purposes. However interest on the loan is not deductible until the loan is repaid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.