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Compare Reverse Mortgage Specialists in Centreville, VA

Looking for a reverse mortgage specialist in Centreville? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Centreville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 5 reverse mortgage specialists in Centreville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jun W. Bae at Greenway Lending || 배준원 융자 그린웨이 융자(NMLS #178471)
13890 Braddock Rd STE 207, Centreville, VA 20121
7038687147
E Z Lending LLC
16200 Sunset View Trail, Centreville, VA 20120
7036903030
Greenway Lending, Inc.
13890 Braddock Rd STE 207, Centreville, VA 20121
8779455626
Marion Mortgage LLC
14637 Lee Hwy STE 103, Centreville, VA 20121
5719348000
Mortgage Express Company
6301 Fairfax National Way, Centreville, VA 20120
7039305773

A reverse mortgage specialist in Centreville Virginia helps homeowners aged 62 and older access home equity without monthly payments. Virginia law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Centreville residents often use these funds for home repairs or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Centreville Cost?

Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. For a home valued at 400,000 dollars, total closing costs often range from 8,000 to 14,000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Centreville Virginia?
You must be at least 62 years old to qualify for a reverse mortgage in Virginia. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Is counseling required for a reverse mortgage in Virginia?
Yes Virginia law and federal HUD rules require all borrowers to complete a counseling session with a HUD approved agency. This session must occur before you can submit a loan application. The counselor will review costs and alternatives.
What types of homes qualify for a reverse mortgage in Centreville?
Single family homes and FHA approved condominiums qualify. Townhouses and manufactured homes that meet HUD standards may also qualify. The property must be in good condition and pass a FHA appraisal.