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Reverse Mortgage Specialists in Colonial Heights, VA
Browse reverse mortgage specialists serving Colonial Heights, Virginia. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 5 reverse mortgage specialists in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045201103
Tidewater Mortgage Services, Inc. Branch NMLS #: 401911
320b Charles H Dimmock Pkwy, Colonial Heights, VA 23834
8048957434
Mike Hacker | AVP, Sales Manager NMLS 877028 with Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
8045866117
OneMain Financial
798 Southpark Blvd Ste 30, Colonial Heights, VA 23834
8045205315
Weststar Mortgage Inc
206 Temple Ave Suite C, Colonial Heights, VA 23834
8045204020
A reverse mortgage specialist in Colonial Heights, Virginia helps homeowners aged 62 and older access home equity without monthly payments. Virginia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Colonial Heights residents can work with local specialists who understand the Tri-Cities real estate market and Virginia property tax deferral programs.
What Does a Reverse Mortgage Specialist in Colonial Heights Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount above $200,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs in Colonial Heights generally range from $6,000 to $12,000 depending on home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Colonial Heights Virginia?
You must be at least 62 years old to qualify for a HECM reverse mortgage in Virginia. Non-borrowing spouses under 62 may have protections under HUD rules if the loan was originated after August 4, 2014.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes, Virginia law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session must occur at least 30 days before you can submit a loan application.
Can I lose my home with a reverse mortgage in Colonial Heights?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Virginia law also requires lenders to provide a pre-foreclosure notice at least 30 days before starting foreclosure proceedings.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.