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Compare Reverse Mortgage Specialists in Gainesville, VA
Directory of reverse mortgage specialists in Gainesville, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 17 reverse mortgage specialists in Gainesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5712613462
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5713664536
Tricia Goodwin
5615 Wellington Rd, Gainesville, VA 20155
7037851017
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
5712616165
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
7038688983
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
7036226702
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7149060050
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
5712858318
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
7036403304
Rate
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5712345744
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5715518562
Sabrina Bixler Lang | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7034894648
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
5712613462
John A Engel | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7032832351
A reverse mortgage specialist in Gainesville, Virginia can help homeowners aged 62 and older access home equity. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Gainesville guide clients through this process and explain how a reverse mortgage interacts with Virginia property tax deferral programs.
What Does a Reverse Mortgage Specialist in Gainesville Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs often range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Gainesville Virginia?
Borrowers must be at least 62 years old. The youngest spouse must also meet this age if they want to be a co-borrower. Virginia follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes, Virginia law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must happen before you can submit a loan application. The counselor will review your options and costs.
Can I lose my home with a reverse mortgage in Gainesville?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. Virginia law also requires you to live in the home as your primary residence. You must keep up with these obligations to stay in the home.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.