ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse reverse mortgage specialists serving Leesburg, Virginia. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Leesburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 5 reverse mortgage specialists in Leesburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jay Richardson Team - Your Local Virginia Mortgage Lender
602 S King St, Leesburg, VA 20175
7036259588
Colin Wauchope at Guaranteed Rate Affinity (NMLS #1101426)
25 S King St, Leesburg, VA 20175
7036475984
Farm Credit of the Virginias
27 Fort Evans Rd NE, Leesburg, VA 20176
7037773311
Ron Tinschert at Guaranteed Rate Affinity (NMLS #184478)
25 S King St, Leesburg, VA 20175
7035793378
McLean Mortgage
50 Catoctin Cir NE #101, Leesburg, VA 20176
5714196629
A reverse mortgage specialist in Leesburg, Virginia helps homeowners aged 62 and older convert home equity into cash without monthly payments. Virginia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. This local guidance can help you understand how a reverse mortgage affects your estate and heirs under Virginia property laws.
What Does a Reverse Mortgage Specialist in Leesburg Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. In Leesburg, total closing costs often range from 5,000 to 12,000 dollars depending on the home value and loan type. These costs are usually financed into the loan, so you pay little upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Leesburg?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. In Virginia, condos and townhomes in Leesburg may qualify if they are FHA-approved.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes, Virginia law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must happen before you submit your loan application. The counselor will explain loan terms, costs, and alternatives.
Can a reverse mortgage affect my Virginia estate or heirs?
Yes, the loan becomes due when the last borrower dies or moves out permanently. Heirs can repay the loan or sell the home to settle the debt. Virginia law protects heirs from owing more than the home is worth if the loan balance exceeds the property value.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Leesburg who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.