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Compare reverse mortgage specialists in Lorton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lorton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 reverse mortgage specialists in Lorton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
M Street Mortgage: Zubair Khan, Mortgage Broker NMLS #2000103
7843 Seafarer Way, Lorton, VA 22079
2026044717
Commercial Real Estate Loans Lorton VA
10628 Old Colchester Rd # D, Lorton, VA 22079
7036883670
What Does a Reverse Mortgage Specialist in Lorton Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the homes value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. These costs can be financed into the loan so you pay little out of pocket at closing. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Lorton do?
A reverse mortgage specialist in Lorton helps homeowners understand and apply for a Home Equity Conversion Mortgage. They provide information on loan terms, costs, and eligibility while coordinating with HUD-approved counselors as required by Virginia law. They do not offer legal advice but can explain how a reverse mortgage works in your specific situation.
What are the Virginia-specific requirements for a reverse mortgage?
In Virginia, borrowers must receive counseling from a HUD-approved agency before applying for a reverse mortgage. The loan must be a federally insured HECM, and the property must be the borrowers primary residence. Virginia law also requires lenders to disclose all fees and terms clearly in writing before closing.
How long does the reverse mortgage process take in Virginia?
The reverse mortgage process in Virginia typically takes 30 to 45 days from application to closing. This timeline includes the mandatory counseling session, property appraisal, and underwriting review. Delays can occur if the property requires repairs to meet FHA standards or if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.