ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists in Lynchburg, VA
Compare reverse mortgage specialists in Lynchburg. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 reverse mortgage specialists in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
3831 Old Forest Rd Suite 6 - 12, Lynchburg, VA 24501
4342267688
Atlantic Bay Mortgage Group - Lynchburg, VA
100 Northwynd Cir A, Lynchburg, VA 24502
4343386238
Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans
107 Tradewynd Dr Suite A, Lynchburg, VA 24502
4342216361
ALCOVA Mortgage | Lynchburg, VA
1313A Enterprise Dr, Lynchburg, VA 24502
4342583549
The Loan Maven Team: Jessica Collins
107 Tradewynd Dr Ste A Rm 102, Lynchburg, VA 24502
4346650086
Blue Ridge Mortgage
916 Main St #400, Lynchburg, VA 24504
4348461300
Brad Baker Mortgage Lender New American Funding
20715 Timberlake Rd Suite 103, Lynchburg, VA 24502
4342197028
Sophie Lovell - Edge Home Finance
111A Tradewynd Dr Suite A, Lynchburg, VA 24502
4345460614
Diversified Mortgage Brokers
100 Copley Pl suite d, Lynchburg, VA 24502
4342373143
Revolution Mortgage
18447 Forest Rd Suite B, Lynchburg, VA 24502
4343790001
Kevin Filiberto - Loan Officer
105 Hexham Dr, Lynchburg, VA 24502
4349512269
Brady Shorey
105 Hexham Dr, Lynchburg, VA 24502
4349511387
Mortgage Equity Team LLC
4100 Fort Ave, Lynchburg, VA 24502
4348463268
Reverse Mortgage | Blue Ridge Mortgage
916 Main St, Lynchburg, VA 24504
4345460298
A reverse mortgage specialist in Lynchburg, Virginia helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Lynchburg residents often use these funds to supplement retirement income, pay for home repairs, or cover medical expenses.
What Does a Reverse Mortgage Specialist in Lynchburg Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee (up to $6,000), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), appraisal fees ($400 to $600), and closing costs ($2,000 to $5,000). Total upfront costs often range from $8,000 to $15,000, but these can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Lynchburg Virginia?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Virginia also requires you to attend a counseling session with a HUD-approved counselor before applying.
How much can I borrow with a reverse mortgage in Lynchburg?
The amount depends on your age, the appraised value of your home, and current interest rates. In Virginia, the maximum claim amount for an HECM is $1,089,300 as of 2024. Generally, older homeowners with higher home values can borrow more.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Lynchburg who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.