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Directory of reverse mortgage specialists in Newport News, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Newport News, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 reverse mortgage specialists in Newport News, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Jordan with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578705445
Patrick Avery | Southern Trust Mortgage
111 Walt Whitman Ave, Newport News, VA 23606
7572749443
M&M Mortgage Team
742 Thimble Shoals Blvd A, Newport News, VA 23606
7573373287
Michael Hartnett NMLS # 207733 Mortgage Lender
11820 Fountain Way # 502, Newport News, VA 23606
7573443366
Renee Bevan with TowneBank Mortgage
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602
7578716262
Arbor Home Loans | Newport News
4165 William Styron Square N, Newport News, VA 23606
7572758618
McKim Beale with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7578800202
Tidewater Home Funding
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606
8046945626
TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602
7575349370
Homespire Mortgage Company - Jimmy Sgambelluri
3164 William Styron Square N, Newport News, VA 23606
7572874098
OVM with AnnieMac Home Mortgage - Newport News
11820 Fountain Way # 502, Newport News, VA 23606
7573306795
Jeremy Malmgren OVM Annie-Mac Mortgage
11820 Fountain Way # 502, Newport News, VA 23606
7577716640
Andy Villarraga, Movement Mortgage
1085 Loftis Blvd, Newport News, VA 23606
9807218099
Ameris Bank Mortgage Services- Nina Efird, Courtney Efird, Greg Edwards
804 Omni Blvd ste 103, Newport News, VA 23606
7575970430
Nina Efird - Ameris Bank Mortgage
804 Omni Blvd ste 103, Newport News, VA 23606
7578103628
Movement Mortgage - Newport News, VA
11815 Fountain Way, Newport News, VA 23606
8885894416
Mark Freeman
11815 Fountain Way Suite 300, Newport News, VA 23606
7575615971
Tidewater Mortgage- Stacey Davidson's Office
11832 Rock Landing Dr, Newport News, VA 23606
7576054944
Capital Home Funding
780 Pilot House Dr Suite 400b, Newport News, VA 23606
7573495003
A reverse mortgage specialist in Newport News Virginia helps homeowners aged 62 and older convert home equity into cash. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Newport News residents can use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Newport News Cost?
Typical costs for a reverse mortgage specialist in Virginia include an origination fee up to 2500 dollars or 2 percent of the home value whichever is less. Third-party fees such as appraisal title search and recording fees range from 500 to 2000 dollars. The upfront mortgage insurance premium is 2 percent of the home value and annual premiums are 0.5 percent. Costs vary by loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Newport News Virginia?
Borrowers must be at least 62 years old. The home must be the primary residence and the homeowner must own it outright or have a low mortgage balance. Virginia law does not add extra age restrictions beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes Virginia law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in Newport News?
Single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards qualify. Two-to-four unit properties may qualify if the borrower lives in one unit. Properties must be in good condition as determined by an FHA appraisal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.