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Find Reverse Mortgage Specialists in North Chesterfield, VA
Looking for a reverse mortgage specialist in North Chesterfield? Review the directory below to compare your options.
3 agents listed
Updated May 2026
North Chesterfield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 reverse mortgage specialists in North Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Riker Nunez
717 N Courthouse Rd, North Chesterfield, VA 23236
8042956610
One Reverse Mortgage
9413 Hull Street Rd, North Chesterfield, VA 23236
8047451311
NEXA Mortgage
720 Moorefield Park Dr, North Chesterfield, VA 23236
8042828820
A reverse mortgage specialist in North Chesterfield, Virginia helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). North Chesterfield residents benefit from local specialists who understand the Richmond metro area housing market and Virginia property tax deferral programs.
What Does a Reverse Mortgage Specialist in North Chesterfield Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in North Chesterfield Virginia?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Virginia law does not impose additional state-level requirements beyond federal HECM rules.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes, Virginia law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.