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Looking for a reverse mortgage specialist in Suffolk? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Suffolk, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 reverse mortgage specialists in Suffolk, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristen Smith with TowneBank Mortgage
5806 Harbour View Blvd Suite 100, Suffolk, VA 23435
7576519099
New American Funding - Anthony VanDyke
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
7573383432
Deb Bruno Loan Officer with RW Towne Mortgage
5806 Harbour View Blvd, Suffolk, VA 23435
7578210131
Hard Money Lenders Suffolk VA
112 W Washington St, Suffolk, VA 23434
7572803516
Ronetta Sykes - First Home Mortgage
425 W Washington St #4, Suffolk, VA 23434
7577142125
RW Towne Mortgage
5806 Harbour View Blvd #101, Suffolk, VA 23435
7576875088
New American Funding- Suffolk
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
7572105793
Commercial Real Estate Mortgage Loans Suffolk VA
215 Chestnut St # C, Suffolk, VA 23434
2762086450
A reverse mortgage specialist in Suffolk Virginia helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. Virginia law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Suffolk residents can use these loans for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Suffolk Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. For a home valued at 300000 total closing costs often range from 8000 to 15000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Suffolk Virginia?
Borrowers must be at least 62 years old. If there is a co-borrower the youngest borrower must meet this age requirement. Virginia law does not change this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in Suffolk?
No. You can have an existing mortgage but the reverse mortgage must be used to pay off that loan first. The remaining equity can then be accessed as cash or a line of credit.
What counseling is required for a reverse mortgage in Virginia?
Virginia requires a session with a HUD-approved reverse mortgage counselor. This session explains loan terms costs and alternatives. The counselor must provide a certificate of completion before the loan can proceed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.