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Find Reverse Mortgage Specialists Near You in Warrenton, VA
Directory of reverse mortgage specialists in Warrenton, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Warrenton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 4 reverse mortgage specialists in Warrenton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loretta Flynn
32 Waterloo St Suite 114, Warrenton, VA 20186
5404130177
Laurie MacNaughton - Atlantic Coast Mortgage
32 Waterloo St Suite 114, Warrenton, VA 20186
5403070955
Fields Mortgage Group
25 S 4th St, Warrenton, VA 20186
7038679152
Andreas Keller, Reverse Mortgage Specialist
400 Holiday Ct #203, Warrenton, VA 20186
5403516100
A reverse mortgage specialist in Warrenton Virginia helps homeowners aged 62 and older convert part of their home equity into tax-free funds. Virginia law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Warrenton residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Warrenton Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal and title fees usually range from 2000 to 5000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Warrenton do?
A specialist guides you through the reverse mortgage process including eligibility counseling and loan terms. They explain how the loan affects your home equity and estate. In Virginia you must complete a counseling session before you can apply.
Are there income or credit requirements for a reverse mortgage in Virginia?
Lenders do not require a minimum income or credit score. However they do review your financial history to ensure you can pay property taxes and insurance. Virginia law does not set specific income limits but lenders have their own standards.
Can I lose my home with a reverse mortgage in Warrenton?
You can lose your home if you fail to pay property taxes or homeowners insurance. You also must keep the home in good repair. Virginia law gives you a 30 day grace period to cure a default before foreclosure begins.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.