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Find Reverse Mortgage Specialists in Winchester, VA
Compare reverse mortgage specialists in Winchester. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Winchester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 reverse mortgage specialists in Winchester, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage LLC
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5405426155
Scott Fournier- Integrity Home Mortgage
122 Pilot Cir, Winchester, VA 22602
5405047022
Winchester - PrimeLending
15 E Piccadilly St, Winchester, VA 22601
5403134830
Kevin Patrick at CrossCountry Mortgage
420 W Jubal Early Dr STE 105, Winchester, VA 22601
5406646828
Integrity Home Mortgage- Kim Violette
122 Pilot Cir, Winchester, VA 22602
5406642601
Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
8774500222
Success Mortgage
508 Front Royal Pike, Winchester, VA 22602
5406780800
Mark Peter Lynch - Guild Mortgage
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5406644700
Jeremy Throckmorton- Home Mortgage Advisors
302 N Cameron St, Winchester, VA 22601
5402473632
Sherrie Bloomfield - Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
5409745866
Guild Mortgage - Peter LaRock
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5407712334
Katie Moody - CrossCountry Mortgage
2352 Valor Dr, Winchester, VA 22601
5408776787
Team Angie NMLS ID#2380594 at Integrity Home Mortgage Corp.
122 Pilot Cir, Winchester, VA 22602
5405047026
Guild Mortgage - Brian Scott
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5403365090
Guild Mortgage Company
125 W Piccadilly St Apartment 1, Winchester, VA 22601
5407712334
ALCOVA Mortgage | Winchester, VA
112 N Cameron St, Winchester, VA 22601
5405426133
Steven Trevor - Cross Country Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5406227171
Scott Brookshire at CrossCountry Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
5712351978
Matt Haberlie - Success Mortgage
508 Front Royal Pike, Winchester, VA 22601
5404095783
Beth DeBiase at CrossCountry Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
7178167500
What Does a Reverse Mortgage Specialist in Winchester Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2.5 percent of the first 200,000 dollars of the home value plus 0.5 percent of the amount above that. An upfront mortgage insurance premium of 2 percent of the appraised value is required. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Closing costs such as appraisal, title search, and recording fees usually range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Winchester Virginia?
Borrowers must be at least 62 years old. The property must be the primary residence and can be a single-family home, a two-to-four unit property, or a HUD-approved condominium. Manufactured homes may qualify if they meet FHA standards.
Is counseling required before getting a reverse mortgage in Virginia?
Yes, Virginia law mandates that all borrowers complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.