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Looking for a reverse mortgage specialist in Lacey? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Lacey, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 17 reverse mortgage specialists in Lacey, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3609995900
West Coast Veterans - VA Loans
4520 Intelco Loop SE #1A, Lacey, WA 98503
3602503400
Kyle Johnson at CrossCountry Mortgage
2533 Marvin Rd NE Suites D & E, Lacey, WA 98516
3604644465
Fairway Independent Mortgage Corporation
719 Sleater Kinney Rd SE #200, Lacey, WA 98503
3603387910
Paramount Residential Mortgage Group Inc
5511 Corporate Center Ln SE Suite C, Lacey, WA 98503
3604819568
Jessica Wells, Mortgage Broker
4405 7th Ave SE Ste 306, Lacey, WA 98503
2534422403
Guild Mortgage - Kathy Randich
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3602800827
Guild Mortgage - Jeff Devlin
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3602595555
Chris Lambert - Movement Mortgage - Lambert Home Loans - MLO #1664733
1110 College St SE unit c, Lacey, WA 98503
3605079759
PrimeLending, A PlainsCapital Company - Lacey
4331 Lacey Blvd SE #B, Lacey, WA 98503
3603387992
Guild Mortgage - Brian Brock
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3609995906
Guild Mortgage - Rob Mclaughlin
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3608700702
South Sound Home Loans
4570 Avery Ln SE Ste C351, Lacey, WA 98503
3608887442
Malcolm Miller at Cross Country Mortgage
2533 Marvin Rd NE Ste D&E, Lacey, WA 98516
3605563322
Steven Ask
1110 College St SE Ste C, Lacey, WA 98503
3608663989
Cornerstone Home Mortgage
4520 Intelco Loop SE, Lacey, WA 98503
3605700106
Christopher Pettit
4200 6th Ave SE, Lacey, WA 98503
3604819568
Reverse mortgage specialists in Lacey Washington help homeowners aged 62 and older access home equity without monthly payments. Washington state requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the unique requirements of Washington law and local property tax deferral options.
What Does a Reverse Mortgage Specialist in Lacey Cost?
Typical costs for a reverse mortgage in Washington include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees such as appraisal and title search. Total closing costs often range from $8,000 to $15,000 depending on the home value and loan type. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Lacey Washington?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Washington state does not have additional age or income requirements beyond federal HECM rules.
How does Washington law affect reverse mortgage proceeds?
Washington state law does not tax reverse mortgage proceeds as income. However, borrowers must continue paying property taxes and homeowners insurance. The state also offers a property tax deferral program for seniors that can work alongside a reverse mortgage.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.