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Find Reverse Mortgage Specialists Near You in Mill Creek, WA
Directory of reverse mortgage specialists in Mill Creek, Washington. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Mill Creek, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 reverse mortgage specialists in Mill Creek, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
16300 Mill Creek Blvd, Mill Creek, WA 98012
4258704663
Northshore Capital Funding
15712 Mill Creek Blvd #7, Mill Creek, WA 98012
4257723341
Daniel Martin, Preferred Home Loans
16300 Mill Creek Blvd UNIT 108, Mill Creek, WA 98012
4255828918
On Q Home Loans | Mill Creek
15603 Main St Ste 107, Mill Creek, WA 98012
4803056233
Home Right Lending
16300 Mill Creek Blvd #204, Mill Creek, WA 98012
2064536155
Mortgage Consultants
15129 Main St Suite: 203, Mill Creek, WA 98012
4254147711
Mike Davis Motto Mortgage Orca
15117 Main St B106, Mill Creek, WA 98012
2063903700
Robert Norton : Integrity First Mutual Mortgage, LLC
16000 Mill Creek Blvd # 202, Mill Creek, WA 98012
4257507593
Forest Park Mortgage Co.
15720 Main St ste 242, Mill Creek, WA 98012
2063652400
CMG Home Loans
15021 Main St Suite C, Mill Creek, WA 98012
2062645063
A reverse mortgage specialist in Mill Creek, Washington can help homeowners aged 62 and older access home equity without monthly payments. Washington state law requires lenders to provide consumer counseling and disclosure of total annual loan costs. Mill Creek residents benefit from local specialists familiar with Snohomish County property values and Washington specific regulations.
What Does a Reverse Mortgage Specialist in Mill Creek Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. For a home valued at 500,000 dollars, total upfront costs might range from 10,000 to 15,000 dollars. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Mill Creek Washington?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 or the loan terms may differ. Washington state law does not change this federal requirement.
Do I need counseling before getting a reverse mortgage in Washington?
Yes, Washington requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This must happen before you can submit a loan application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.