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Compare Reverse Mortgage Specialists in Poulsbo, WA
Directory of reverse mortgage specialists in Poulsbo, Washington. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Poulsbo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 reverse mortgage specialists in Poulsbo, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Poulsbo NMLS 1138139
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3606973444
New American Funding - Poulsbo, WA
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Nick Jeatran - New American Funding
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Stacey Urner | New American Funding Loan Officer
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
2535149185
The Mason Group Loans
19089 Jensen Way NE, Poulsbo, WA 98370
3607317979
New American Funding - Sunshine Golden
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604344808
New American Funding - Tom Clifford
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3602713678
George Hanson Evergreen Home Loans Sr Mortgage Consultant NMLS #109103
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3609303377
A reverse mortgage specialist in Poulsbo, Washington helps homeowners aged 62 and older convert part of their home equity into loan proceeds. Washington State law requires borrowers to complete a counseling session with a HUD-approved counselor before applying for a Home Equity Conversion Mortgage. Specialists in Poulsbo are familiar with Kitsap County property values and local lending practices.
What Does a Reverse Mortgage Specialist in Poulsbo Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee capped at $6,000, an appraisal fee of $400 to $600, and title insurance costs of $500 to $1,000. You also pay a one-time mortgage insurance premium of 2 percent of the home value and an annual premium of 0.5 percent. Total closing costs generally fall between $2,000 and $8,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Poulsbo do?
A reverse mortgage specialist guides homeowners through the HECM loan process, including eligibility checks, counseling requirements, and loan options. They help you understand how a reverse mortgage affects your home equity and heirs.
Are there Washington-specific rules for reverse mortgages?
Yes. Washington requires a mandatory counseling session with a HUD-approved counselor. The state also limits certain fees and requires lenders to disclose all costs clearly. You must occupy the home as your primary residence.
How much does it cost to work with a reverse mortgage specialist in Poulsbo?
Costs include an origination fee (up to $6,000), third-party charges like appraisal and title insurance, and mortgage insurance premiums. Total closing costs typically range from $2,000 to $8,000, but vary by loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.