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Compare reverse mortgage specialists in Richland. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Richland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 9 reverse mortgage specialists in Richland, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Tri-Cities WA
114 Columbia Point Dr Ste A, Richland, WA 99352
5094207662
TINO MARTINEZ - PrimeLending, A PlainsCapital Company
114 Columbia Point Dr Ste A, Richland, WA 99352
5094928792
Tom Coyne - Columbia Bank - Tri Cities Home Lending - Mortgage Loan Officer - Home Loan Officer
139 Gage Blvd, Richland, WA 99352
5097837300
Jowed Hadeed - The Good Lender - Mortgage Loan Officer
139 Gage Blvd, Richland, WA 99352
5098517967
Tony Hanson NMLS: 404834
114 Columbia Point Dr Ste A, Richland, WA 99352
5095217821
Loan Factory, Inc Richland WA branch Daniel Lacic Loan Officer
603 Knight St C-3, Richland, WA 99352
5095915517
Land Home Financial Services - Richland, WA
1212 Columbia Park Trail, Richland, WA 99352
5096191005
Premier Mortgage Resources - PMR
1060 Jadwin Ave, Richland, WA 99352
5093161826
US Bank Mortgage
701 Jadwin Ave 2nd Floor, Richland, WA 99352
8008722657
A reverse mortgage specialist in Richland, Washington can help older homeowners access home equity without monthly payments. In Washington, borrowers must complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Richland guide clients through the process, including understanding loan terms and tax implications specific to Washington state law.
What Does a Reverse Mortgage Specialist in Richland Cost?
In Washington, reverse mortgage costs include an origination fee (up to $6,000 for HECM loans), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and third-party fees such as appraisal ($400 to $600) and title services ($800 to $1,200). Closing costs generally range from $2,000 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Richland Washington?
A reverse mortgage specialist is a licensed professional who helps homeowners aged 62 and older obtain a reverse mortgage. In Richland, they assist with the HECM program, explain Washington state disclosure requirements, and coordinate with HUD-approved counselors.
What are the requirements for a reverse mortgage in Washington?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the home as their primary residence. Washington law requires a mandatory counseling session with a HUD-approved counselor before the loan can proceed.
How long does it take to get a reverse mortgage in Richland?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting review. Delays can occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.