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Compare Reverse Mortgage Specialists in Sedro-Woolley, WA
Directory of reverse mortgage specialists in Sedro-Woolley, Washington. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Sedro-Woolley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 reverse mortgage specialists in Sedro-Woolley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mount Baker Mortgage Company, LLC NMLS 1885739
720 Metcalf St, Sedro-Woolley, WA 98284
3608207614
Edward Jones - Financial Advisor: Nick Van Jaarsveld
913 Metcalf St, Sedro-Woolley, WA 98284
3608550239
Edward Jones - Financial Advisor: Isaac C Williams, AAMS®
108 N Township St c, Sedro-Woolley, WA 98284
3604249406
A reverse mortgage specialist in Sedro-Woolley can help homeowners aged 62 and older convert home equity into tax-free funds. Washington state requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists understand Skagit County property values and can guide you through the process.
What Does a Reverse Mortgage Specialist in Sedro-Woolley Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Washington?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence, and you must complete a HUD-approved counseling session. Washington does not have additional state-specific eligibility rules beyond federal HUD requirements.
How does Washington law affect reverse mortgage proceeds?
Washington law does not tax reverse mortgage proceeds as income. The funds are considered loan advances and are exempt from state income tax. However, if you sell the home, any remaining equity may be subject to capital gains rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.