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Looking for a reverse mortgage specialist in Shelton? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Shelton, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 reverse mortgage specialists in Shelton, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
221 W Railroad Ave Suite 12, Shelton, WA 98584
3603588563
Guild Mortgage - Mitch Smith
221 W Railroad Ave Suite 12, Shelton, WA 98584
3609958425
Guild Mortgage - Vickie Nunez
221 W Railroad Ave Suite 12, Shelton, WA 98584
3603494219
Peggy Zamzow
601 W Railroad Ave #200, Shelton, WA 98584
3604269668
Movement Mortgage
601 W Railroad Ave #200, Shelton, WA 98584
8773141499
Axia Home Loans
930 E St Andrews Dr, Shelton, WA 98584
4256816184
Reverse mortgage specialists in Shelton, Washington help homeowners aged 62 and older access home equity without monthly payments. Washington state law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through this process and explain how reverse mortgages interact with Washington property tax deferral programs.
What Does a Reverse Mortgage Specialist in Shelton Cost?
Reverse mortgage costs in Washington include an origination fee (up to $6,000), mortgage insurance premium (2% of home value upfront plus 0.5% annually), appraisal fee ($400 to $800), and closing costs ($1,000 to $3,000). Total costs typically range from $5,000 to $15,000 depending on home value and loan type. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Shelton Washington?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Washington state also requires a counseling session with a HUD-approved counselor before application.
How does a reverse mortgage affect my Washington state property taxes?
A reverse mortgage does not change your property tax obligations. You must still pay property taxes and homeowners insurance. Washington offers a property tax deferral program for seniors that may work alongside a reverse mortgage, but you should consult a tax professional for your specific situation.
Can I lose my home with a reverse mortgage in Washington?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Washington state law provides a 30-day right to cure before foreclosure. Non-borrowing spouses in Washington have certain protections under federal rules if the borrowing spouse passes away.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.